About Us

First licensed as an insurance broker in 1993, we are a team of insurance professionals that have been constantly tasked with the request to reduce insurance costs.  As the insurance markets and reinsurance markets are getting more and more difficult to simply broker, we have utilized innovative strategies to manage the entire (enterprise) risk of our corporate clients. Reducing claims, loss experience modifiers and establishing Captive Insurance Companies are the tools of our trade. 

We serve as consultants to our commercial clients. We do not manage nor administer any specific program, but rather lead these vendors as a service to the commercial client.  We are the unbiased opinion and project manager that are highly valued in a complicated new endeavor.